WHAT IS LEVEL-TERM LIFE INSURANCE?
Level Term Life Insurance is a policy that ensures that no matter when you pass away, your family will receive a set amount of money paid out in one lump-sum, giving you both peace of mind for the future. So, whether you die on day five, month five or year 25, your family will be able to carry on and cover any costs or debts you may leave behind. This varies greatly from Decreasing Term Life Insurance, where the amount paid out upon your death gets smaller the longer you have had your policy, but the premiums are generally lower because of this.
WHY WOULD I NEED LEVEL-TERM LIFE INSURANCE?
Whether you’re single or in a relationship, married with children or a single parent, or even a carer, someone must be there to cover your funeral costs. When asking yourself “what is the best level-term life insurance for me?”, even some of our cheaper level-term life insurance policies can help any of your loved ones move on. It will provide them with the financial help they need when they need it most.
A family protection plan pays out like a monthly income to your loved ones.
An insurance policy that pays out a lump-sum payment in line with your debt
Guarantees a pay-out regardless of when you die and has no expiry date
Useful information about all the insurance protection products we can offer you
BENEFITS OF LEVEL-TERM LIFE INSURANCE
- Gifting your loved ones with a 5-star Defaqto rated policy from some of the best life insurers in the country.
- Giving you peace of mind that your loved ones will be covered and will receive all the help you could possibly give them, even if you’re not around.
- Providing financial security and a brighter future for your loved ones, helping them through the pain of losing a partner, parent or even a child.
- Help clear any debts and payments that you will have to leave behind, taking some of the stress out of the financial side of losing a loved one.
GET YOUR PROTECTION QUOTES FROM THE UK’S LEADING INSURANCE PROVIDERS.
It can be stressful trying to find the cover that’s right for you and your family, so we’re here to help. We work side-by-side with some of the best Life Insurance providers in the UK, all with a Defaqto 5-star rating. We do not offer whole of market service. Our introductions are only considered against our panel of insurers, who are as following: LV, Aegon, Canada Life, Royal London, British Friendly, One Family, Cirencester, Holloway Friendly & Met Life. We use their 100+ years combined experience to achieve the best result for you.
Whether you want to insure yourself or prepare for later life, we can provide many policies courtesy of our industry partners.
So kick back and let Fuse’s friendly sales agents walk you through your perfect policy, helping insure you and your family no matter what life brings.