The Merge – December

Your Life Insurance Newsletter courtesy of Fuse Assurance

It’s beginning to feel a lot like Christmas here at Fuse, and after a chilly November, we can’t wait to make December merry and bright for all our customers!

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We’ve Got a Santa’s Sack Full of Offers!

We’ve been struck with spirit of giving this festive season and we can’t think of a better gift than the security provided by Life Insurance. So, if you recommend us to a friend this December, not only will you be giving them the gift of security, you’ll get a £25 Love2Shop voucher once their first payment goes through. Think of it as a sweet treat for giving them the gift of complete peace of mind ready for the new year.

And We’re Not Stopping There!

Your income is already pretty important, doubly so at Christmas when it suddenly needs to pay for both the bills and the festivities, so what happens when you need to take time off work for illness or injury? Could your sick pay really cover it all? We at Fuse don’t think anyone should have to sacrifice their ideal Christmas, so for everyone who buys a new Income Protection Insurance policy with us during December, they’ll get their first three months free. More information can be found on our blog here.

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We’re Also Getting into The Spirit of Giving Right Here in the Office!

On the 21st December, we’ll having our first Christmas Jumper Charity Day in aid of Rays of Sunshine, who grant wishes for children living with serious or life-limiting illnesses in the UK. We’ll be having a raffle and a cake sale, testing our reflexes in the office ping-pong tournament and throwing pies at the management. We’re also running a competition for the “best” Christmas jumper, and you can join in too. Just send us your best Christmas Jumper selfie on Facebook with the hashtag #FuseXmas and for every photo we get between the 17th and 21st December, we’ll give an extra £2 to Rays of Sunshine.

FACT OF THE MONTH

In 2017, over £6 million was paid out in Income Protection Insurance claims, and its predicted to rise again in 2018!

THE NEWS FROM OUR FRIENDS

Canada Life

Congratulations to our friends at Canada Life for winning Best International Life Company Award at the International Fund and Product Awards in November. They have been recognised as a “clear market leader”, their more recent achievements including product enhancements and support for advisers.

Legal and General

Legal and General have launched an Income Protection adviser hub to help brokers like Fuse better support the needs of their customers. Craig Brown, director for L&G Intermediary, said: “Intermediaries already do a great job of protecting their clients and these changes are designed to help make that process simpler and more effective.”

AVIVA

November has been and gone, so Pudsey and his polka-dot bandana were out and about once again for Children In Need. Aviva sales teams up and down the UK opened their phones late to take donations during the annual telethon on 16th November. The final broadcast total came to a record breaking £50,595,053.

THE NEWS FROM THE INDUSTRY

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Women In Finance

The HM Treasury’s Women in Finance Charter has hit 300 signatures. Insurance companies such as NFU Mutual, the British Friendly Society and LV= have added their signature to the voluntary initiative. It hopes to improve female representation in finance by setting internal gender diversity targets within senior management.

Zurich Fined

Zurich Assurance Ltd have been ordered to pay £4,000 in damages after unfairly placing a claimant under the surveillance of a private detective. In the wake of the decision, the Financial Ombudsman Service have advised insurers that they should only use PIs as a last resort so as not to trouble and distress claimants in the future.

COVER OF THE MONTH

We’ve mentioned Income Protection Insurance a few times this edition, but as the fastest growing type of life insurance policy in the UK, we want to make sure you understand exactly what it is.

Income Protection is a policy that can provide you with peace of mind should an accident at work or any other illnesses prevent you from working. When claimed, it will pay out at a percentage of your regular salary per month, so you can keep paying the bills while on the road to recovery. To learn more, as well as bust the many myths surrounding the policy, read our blog here.

ON OUR BLOG

We’re all guilty of working while ill.

Especially when it’s “only mental health issues”, and this can cause you to suffer more anxiety and panic attacks in the workplace. PANIC ATTACKS, THE WORKPLACE AND YOU is our guide to help you deal with them, but even the five-steps we recommend are no substitution for proper mental health care…

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NEXT TIME – Find out just how much we raised for Rays of Sunshine and just how the insurance industry has faired in the year of 2018.

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