HOW DOES FUNERAL COVER WORK?
Funeral cover works by paying a monthly amount towards a funeral plan so that in the event of death, a specified amount will be paid out to your family. This means that during this difficult time, the costs of a funeral will be covered so that your family won’t have to struggle with the expenses.
Why get Funeral Cover?
THREE SIMPLE STEPS…
We’ll discuss the different plans that are available and outline the benefits of each one, whether that be over the phone or appointment if necessary.
Select the plan thats best suited to your wishes to make the day a lot easier for your family.
Enjoy your peace of mind.
Funeral Costs are on the Rise
In 20 years’ time the average cost of a funeral could be over…
Costs of a basic funeral has risen by 88% in the last 10 years***
Growing number of families will struggle with funeral bills**
FREE £25 M&S VOUCHER
When you sign up to a new Fuse Funeral Plan.
Funeral costs are constantly on the rise, however you can freeze your price at today’s rate. Follow the simple steps below to get your free, no obligation quote.
What would you like to know?
You are eligible to take out your plan if you are 18 years old or over or between 50 and 75 years old if the standard monthly payments option is selected at the start of the plan. There are no health questions or medical examination. The plan can have two plan holders if the payment in full method is selected or if the monthly payments method is selected and the plan is fully paid at time of need then the plan can cover first or second death. If the payment option of standard monthly payments is selected there is only one plan holder/life insured.
The aim of the plan is to provide a contribution for you and your loved ones to the cost of the funeral plan selected and to provide the ability to plan your retirement by including a Will and Power of Attorney.
A contribution towards the cost of your specified funeral requirements that will be paid to your estate or Representative when you die. If the cost of your funeral is more than the plan value at the time of need then the difference will need to be paid by your family, estate or your representative. If the cost of the funeral is less than the plan value at the time of need then the difference may be kept by your family, estate or representative.
Your plan may include any additional services that you have chosen, such as a Will or a Power of Attorney.
You have the right to cancel your plan and to receive a full refund with no obligation by contacting us in writing within 28 days of the plan start date.
If you decide to cancel your plan after 28 days from the Plan start date, please contact us in writing and any monies paid less the Cancellation Fee will be refunded.
If any monies paid by you at the time of cancellation is less than the Cancellation Fee of £398.00 then we may ask for any difference to be paid by you to us if the plan is cancelled outwith the 28-day cancellation period.
If the plan is paid by standard monthly payments and is cancelled, then no money will be refunded.
Once your plan is cancelled we will have no further obligation to fulfil your plan.
Provides a decreasing sum of protection over a period of time, and is…
Your cover will never change from the start to the expiry date of your policy…
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Guarantees a pay-out regardless of when you die and has no expiry date
GET YOUR COMPARISON TODAY OF PROTECTION QUOTES FROM THE UK’S LEADING INSURANCE PROVIDERS.
It can be stressful trying to find the cover that’s right for you and your family, so we’re here to help. We work side-by-side with some of the best critical illness cover providers in the country, all with a Defaqto 5-star rating. We do not offer whole of market service. Our introductions are only considered against our panel of insurers, who are as following: LV, Aegon, Canada Life, Royal London, British Friendly, One Family, Cirencester & Met Life. We use their 100+ years combined experience to achieve the best result for you.
Whether you want to insure yourself or prepare for later life, we can provide many policies courtesy of our industry partners. So kick back and let Fuse’s friendly sales agents walk you through your perfect policy, helping insure you and your family no matter what life brings.