DECREASING-TERM LIFE INSURANCE

Ensure the repayment of your debts at a rate equal to their lowering costs or protect loved ones with the best
decreasing-term life insurance.

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It’s cheaper to buy
10 years too early

THAN 1 MINUTE
TOO LATE

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WHAT IS DECREASING-TERM LIFE INSURANCE?

Decreasing Term Life Insurance is a policy designed to ensure that your debt is paid with a lump-sum payout once you’re gone, making it so your loved ones can rest easy knowing that a particularly troublesome debt has been sorted. Your debt usually gets smaller over time, so your premiums will generally be kept low. Because of this, this policy can also be great for people with consistently falling debt or who have children who are financially independent. It leaves just enough behind when you pass away to help tie everything up.

WHY WOULD I NEED DECREASING-TERM LIFE INSURANCE?

No matter who you leave behind when you pass away, someone you love may be forced to pick up your debt. Decreasing term life insurance can help your loved ones move on while making sure your worst debts are covered with your help. Alternatively, if you’d like to leave something extra for your loved ones, you may want to consider Level-Term Life Insurance, which will leave your loved ones with a set lump-sum to matter how long you’ve had the policy.

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FUNERAL COVER
FUNERAL COVER

Freeze your funeral costs today.

Mortgage Protection
Mortgage Protection

Provides a decreasing sum of protection over a period of time, and is…

ABOUT US
ABOUT US

Started by close friends, they wanted to better understand how to protect their loved ones

HELPFUL INFORMATION
HELPFUL INFORMATION

Useful information about all the insurance protection products we can offer you

95% OF ALL LV=
LIFE INSURANCE
CLAIMS

Were paid out in 2018

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BENEFITS OF DECREASING-TERM LIFE INSURANCE

  • Eliminating your debt or protecting your loved ones with a 5-star Defaqto rated policy from some of the best life insurers in the country.
  • The monthly payments are typically quite cheap due to the decreasing payout, which is important to consider.
  • Giving you peace of mind that your loved ones haven’t been left with a debt that you can no longer pay back.

GET YOUR PROTECTION QUOTES FROM THE UK’S LEADING INSURANCE PROVIDERS.

It can be stressful trying to find the cover that’s right for you and your family, so we’re here to help. We work side-by-side with some of the best Life Insurance providers in the UK, all with a Defaqto 5-star rating. We do not offer whole of market service. Our introductions are only considered against our panel of insurers, who are as following: LV, Aegon, Canada Life, Royal London, British Friendly, One Family, Cirencester, Holloway Friendly & Met Life. We use their 100+ years combined experience to achieve the best result for you. 

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Whether you want to insure yourself or prepare for later life, we can provide many policies courtesy of our industry partners.
So kick back and let Fuse’s friendly sales agents walk you through your perfect policy, helping insure you and your family no matter what life brings.