Check out the different insurance services Fuse Assurance can offer to you. Select which is best for you and then get in touch.
CRITICAL ILLNESS COVER
Critical Illness Cover, or CIC for short, is a policy that is available on its own, but is typically sold alongside another policy such as level-term life insurance. A critical illness plan will pay out a tax-free lump-sum in the event that you develop or contract one of a set number of illnesses, diseases or conditions.
Critical illness policies are effectively in place to allow you to continue with your daily life whilst cutting down working hours to aid recovery. They are commonly used to pay bills or cover extra medical costs such as after-care.
WHAT IS CRITICAL ILNESS COVER?
With Critical Illness Cover, you can receive a lump-sum upon diagnosis. This provides you and your family with the extra comfort and security you need, which can be of great help in such difficult circumstances. Critical Illness Cover can be added to either a Life Insurance policy or a Mortgage Life Insurance policy, and it can also covers the likes of Accidental Death Benefit and Terminal Illness Cover for even more security. With Terminal Illness Cover, you could receive a full payment up front if the life expectancy is less than a year, giving you a great deal of stability. Children’s Critical Illness is also included within the policy.
WHAT WE PROVIDE
DO I NEED CRITICAL ILLNESS COVER?
If you are the primary source of income in your family, then Critical Illness Cover is a good way to put yourself at ease and prepare your family for the future should the worst happen. The payments you receive are great for the day to day costs of looking after your family, and is one of the best ways to eliminate many of the concerns that you, or your loved ones, may have.